Variable Rate Mortgages

This is the lender’s basic mortgage rate. It will vary as interest rates change over time.

As the interest rate will fluctuate, this type of mortgage makes it less straight forward for you to budget. While you will benefit if interest rates fall, you will also be worse off should they rise.

With many other products available, it may be in your interest to move to a mortgage with a special rate, such as a fixed, capped or discounted product.

For more information please click on the type of mortgage you are interested in:

• Fixed Rate Mortgages - A fixed rate of interest over a defined term
• Variable Rate Mortgages - Mortgages at the lenders basic rate
• Discount Rate Mortgages - Promotional discounted rate mortgages
• Capped Rate Mortgages - Combined fixed/variable rate mortgages

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